Insurance

You need insurance if a parent, child, spouse, life partner, business, or other person depends on you and your income.

Your comprehensive financial plan must include insurance management. We're here to assist you identify the risks and talk about strategies to reduce them because there are many dangers that can derail even the best-laid plans. In order to safeguard you against unforeseen life events, a successful financial strategy and investment portfolio must practise proper risk management. You can move the financial risk of unforeseen events to a third party—the insurance company—by appropriately structuring your life, disability, long-term care, and critical illness insurance policies. Although many risks can be mitigated with insurance, it is not always the best option. To protect your wealth, we will assist you in determining whether insurance is required and, if so, how much insurance is required.

Many people are also concerned about the rising cost of healthcare. What impact might health care expenditures have on your capacity to preserve valuable resources? What about medical expenses that aren't covered by established systems? Long-term care expenses might potentially wipe out all of one's life savings. We can assist you in making the best decisions regarding everything from disability insurance to long-term care insurance and Medicare supplemental plans.