Retirement is the point at which you transition from working to living. Some claim that when a man retires, his wife receives twice as much as he does but only receives half of his income.
Do you know what it is? Do you know how much money you'll need once you retire to maintain your lifestyle for the rest of your life?
Do you know how much you need to put aside in order to attain your goal?
Do you have a strategy and procedure that can deliver the best possible return while withstanding the frequent emotional ups and downs that investors face?
When you want to retire, not at what age, but at what income, is the question. The average lifetime is growing as a result of developments in modern medicine. Since there is no social security benefit in India, it is even more crucial to plan your finances carefully to ensure that your standard of living does not decline as you get older and are no longer able to work. If we don't save a sizable portion of our income and invest it sensibly, we risk retiring with dwindling funds.
The goal of retirement planning is to manage both the retirement and the earnings cycles. Both accumulation and decumulation are combined in them.
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